I have thought carefully about whether to continue blogging, in light of the unhappy turn my and my husband's lives have taken, but my conclusion is, this is my canvas on which to paint. I wouldn't be the first to paint something that was scorned by some, but critics have never stopped me before. Why start now?
Neither one of us is dying. We enjoy reasonably good health, but the financial disaster that we have here feels like death--death of dreams, death of progress, death of any hope of a future. After all, the rest of our lives doesn't look very long at our ages. We need a resolution ASAP.
FYI, we haven't come to this by charging furniture, vacations, home remodeling (although that one was tempting), or other such keeping-up-with-the-Atlantans kinds of things, on our credit cards. No, we suffered the same losses as many others in the recession--upside down on the mortgage, loss of business (Leland is a freelance pro photographer), savings wiped out to survive, no luck in my job search--and when there's no cash, there's credit for survival. Emergencies happen. Medical and dental issues come up. All you can think is, just fix it and I'll gladly charge it to feel better.
You get the picture.
If you care to follow us on our journey, we have taken our first steps:
- We have a Moneywise mentor through our church, North Point Community Church (http://www.northpoint.org/moneywise), who we will meet this week. Part of that program is reading Dave Ramsey's The Total Money Makeover.
- We are in counseling at The Summit (http://summitcounseling.org), to keep our marriage healthy as we go through what is the demise of many relationships.
- We have spiritual support, and more, from our small group.
- In the last few weeks we have pared over $700 from our monthly budget by selling my car (also ending the need for insurance), canceling U-Verse cable TV, and dropping our health insurance for membership in Christian Healthcare Ministries.
What is the point of our suffering and obstacles in life, if we don't share them? What if no one ever heard of how God guided us through this?
I want to shout the events of the journey to financial freedom from the rooftop.
That way, God's got an audience.